Transfer limits

In shortPersonal accounts can send and receive up to 1 million USD a day. Business accounts, up to 10 million a day. And converting, between currencies or between cash and crypto, has no daily limit at all.

The numbers, straight up:

Account type Daily send and receive limit
Personal 1,000,000 USD
Business 10,000,000 USD
Conversions (currency or crypto) No daily limit

The daily limits cover both cash and crypto moving in and out of your account. So here's a tip that saves time: if a transaction won't go through, check your limits before suspecting a fault. It's the most common cause by far, and the easiest to spot. These platform numbers are the ceiling; your own account also has level-based limits you can see and raise in the app.

Want the ceiling itself higher? Two routes: upgrade to Ortix Plus, where higher spending limits come included, or purchase the higher-limits add-on on its own if the rest of Plus isn't for you. A short compliance assessment applies before new limits switch on, whichever route you take.

And the small number worth remembering alongside the big ones: accounts keep a minimum balance of 35 USD or the equivalent.

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