Ortix Standard and Plus
In shortEvery account runs on Standard or Plus, and the features are the same on both. Plus gives you larger free allowances, lower charges, sharper conversion and crypto rates, and higher spending limits included. The amount is always shown in the app before you confirm.
Ortix has two plans, Standard and Plus, and they share the same features. What changes is how much of each thing comes free, and what the charge is past that. Nearly every difference follows one of four patterns:
- No difference. Plenty is identical on both plans: your multi-currency account is free, receiving domestic transfers is free and unlimited, digital statements are free and unlimited.
- Larger free allowance on Plus. Same mechanic, more included before any charge starts.
- Lower charge on Plus. Same trigger, smaller amount, and that includes sharper currency conversion rates and lower crypto buy and sell rates.
- Bundled into Plus. Higher spending limits are a paid add-on on Standard and come included with Plus.
The free allowances at a glance:
| Item | Standard | Plus |
|---|---|---|
| Additional currency accounts | 2 free | 5 free |
| Virtual cards | 2 free | 2 free |
| Domestic ATM withdrawals | 2 free a month | 5 free a month |
| Foreign ATM withdrawals | None free | 1 free |
| Replacement card | None free | 1 free a year |
| Domestic transfers, sending | 3 free a month | Unlimited free |
| Domestic transfers, receiving | Unlimited free | Unlimited free |
| Crypto addresses | 5 free | Unlimited free |
| Historical statements (12 months and older) | None free | Unlimited free |
Two differences deserve a plain flag: foreign ATM withdrawals and replacement cards have no free allowance on Standard at all. Plus doesn't just lower those charges; it introduces an allowance Standard doesn't have.
Exact amounts for everything live in the amount shown before you confirm, published in the app, and one thing stays true on either plan: any fee is shown to you before you confirm.
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