Virtual and physical cards

In shortYou can create a virtual card in seconds: 2 come free, and you can purchase more whenever you need them. Physical cards usually take around 2 weeks in the UK and EU, around a month elsewhere, and need a quick activation in the app on arrival.

Virtual

  • Created in seconds, works immediately
  • 2 free, purchase more anytime
  • Online, in apps, and phone tap-to-pay
and

Physical

  • Order from the app
  • Around 2 weeks UK and EU, around a month elsewhere
  • Activate in the app when it arrives

Virtual cards are made in seconds from the app and work immediately: online, in apps, and tap-to-pay through your phone. Every plan includes 2 virtual cards free. Hit the allowance? You can purchase more whenever you need them; the amount shown before you confirm shows the amount.

Physical cards you order from the app for in-person spending. Delivery usually takes around 2 weeks in the UK and EU and around a month elsewhere. We're giving you honest aims there, not promises, because couriers aren't ours to control.

When the plastic arrives, activate it in the app before first use. It's a quick step that confirms the card landed with you and nobody else. If activation won't go through, first check you're activating your newest card and not an old cancelled one, then message us.

And you never have to wait for the plastic: your virtual card covers you from day one, phone taps included.

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